Our Simple Process to Success
Whether you are looking for a residential mortgage, buy to let, commercial or mortgage protection our process is simple.
Get to Know You:
We run through a detailed fact find and really get to understand you and your borrowing needs.
Market Research:
Your Options:
We Support You:
We’re here to offer advice, support, and help all the way through the process to your final decision.
The Paperwork:
We complete all of the paperwork for you and manage all the communications with the lender so that you don’t have to, and we’ll help you answer any additional queries.
Mortgage Secured:
First Time Buyer
It’s a rollercoaster of emotion buying your first home right? It’s exciting, you’re getting on the property ladder, and you’ll be able to make your home..well, your’s! But it’s scary at the same time, and the mortgage market seems like a minefield of complexity!
Here at Liddle Perrett we understand your fears and your excitement, and we work alongside you every step of the way. No question is too small, and we always go the extra mile to help!
Moving Home
You might need a larger home for a growing family, extra space for an elderly family member, or moving for work. Or maybe you need to downsize if you’ve fallen on difficult financial circumstances or a bereavement. Your children may have flown the nest and it’s time to release some equity to realise your retirement plans. There are endless reasons why you might be moving home.
We learn everything about your reasons for moving so that not only can we find the best borrowing options for you, but so that we can offer an appropriate level of support and assistance.
Remortgage
Are you coming off a fixed rate term? Or maybe planning to build an extension to your family home? Remortgage options are many and varied and depend on numerous factors like property value, loan to value and your income. But the full story isn’t just about numbers, and we can speak directly to underwriters if they have queries so that you secure the very best deal for your mortgage.
Releasing Equity
You would typically release equity through a mortgage, but you might need this equity for purposes other than building an extension. Perhaps raising capital to develop a property portfolio, or to start or buy into a business. Or maybe to consolidate debts. Whatever the reasons we work through our simple process to understand your needs and get to know you, and search for the very best borrowing options for you.