Taking Simple Steps to
Secure your Home or your Business
against life’s Challenges
Options tailored to your needs to protect your home, family
or business when you need it most
Uncomplicated Options to Protect your Home and Business
Our approach to mortgage protection is straightforward.
We know that your home and your business are valuable to you- and not just because they cost money.
During our process to understand your borrowing requirements, our team takes notice of your lifestyle or your business.
We work through this with you when we are looking for a mortgage for you. But you don’t have to take out a mortgage with us to look into your protection options.
Armed with that information we can search for the right mortgage protection products to help you protect your most valued assets in the event that you are unable to meet your mortgage payments.
We’ll present you with your options, answer any questions, and give any advice that you may need to help you make your decision.
There is some specific information that we will need to collect from you:
We ask a comprehensive list of questions to make sure that we find the right cover for you.
Is there a history of health concerns in your family?
Do you travel overseas or work in a high-risk occupation?
Do you want to make extra provision for your family. We aim to ensure that your family has the right money at the right time to ensure their wellbeing should the worst happen.
Level Term: Will pay out a level sum of money. This is paid to your family, or nominated person in the event of your death.
Decreasing Term: As the name suggests, the payout made on death reduces in line with your current mortgage.