Planning for the Unexpected for You, your Family and your Business
No one wants to plan for critical illness, death or loss of income but protecting your finances can provide a helping hand when you really need it.
If the unthinkable happens is your family going to be financially secure?
Level Term Assurance
Guarantees a set amount will be paid out to your family regardless of how long you have held your policy for.
With Decreasing Term Assurance
Attach your life cover to your mortgage so it reduces in value along with the value of your remaining mortgage.
Critical Illness Cover
Protects you and your family from the impact of a critical illness. Should you fall victim to a particular illness*, critical illness cover pays out a lump sum so that you can focus on getting better and not suffer the stress and worry of a loss of income.
*Illnesses covered will be specified in your critical illness policy.
Are you a company director, partnership or sole trader? There are options available to you to protect not only yourself and your family in the event of critical illness or death, but protection for your business by protecting your key employees.
Please note for these insurance products terms and conditions apply. This information is a summary only. You will receive a full policy document upon application. This policy will set out the terms, conditions and limitations of cover provided under the plan.
For business protection, Keyman Insurance, Co Shareholder protection and business loan protection can provide the cover you need should a key member of staff become ill, you need to buy out a deceased director from the business, or repay business loans in the event of death or illness from a partner or director.