We are all aware that life isn’t always plain sailing.
A sudden illness, job loss or death can occur when we least expect it, making paying the mortgage the last thing on your mind.
Protecting yourself financially will help soften the blow should such tough times occur. Make sure you, your family and your home are adequately protected.
In the unthinkable event that you have to leave behind the people you love, life cover will ensure that the financial burden will be one less thing for them to bear.
Level Term Assurance
This guarantees a set amount will be paid out regardless of how far into the policy you may be when a claim is made.
With Decreasing Term Assurance
The payout will decrease over time, usually in accordance with your decreasing mortgage.
Critical Illness Cover
Cushioning you and your family from the financial impact of a critical illness. Should you fall victim to a particular illness*, Critical illness cover pays out a lump sum, helping to cover the loss of income through sickness.
*Illnesses covered will be specified in your critical illness policy.
If you are a sole-trader, in a partnership, Limited Liability Partnership or a Director, there are a number of options available to you. Not only are you able to protect yourself but also your co-partners or directors and employees.
Please note for these insurance products terms and conditions apply. This information is a summary only. You will receive a full policy document upon application. This policy will set out the terms, conditions and limitations of cover provided under the plan.
For business protection, Keyman Insurance, Co Shareholder protection and business loan protection can provide the cover you need should a key member of staff become ill, you need to buy out a deceased director from the business, or repay business loans in the event of death or illness from a partner or director.