Equity Release

Later Life Mortgages

Equity Release, Your Home and Realising Later Life Ambitions

Do you have ambitions for your future? Perhaps you want to take a lengthy holiday or travel to the places that you’ve dreamed about for years. Or perhaps you want to make a large purchase like a car. Or fund early retirement, move home to a more expensive area but you are not able to raise a conventional mortgage. You may want to make home improvements and adaptions to your home, or leave an inheritance to your grandchildren to get them started on the housing ladder

Where do you find the money to achieve your lifelong ambitions?

Our Simple Process To Success

Whatever your later life or retirement ambitions are, our process is simple. Arrange a callback today.

Liddle Perrett is Endorsed by the Equity Release Council

We run through a detailed fact find and really get to understand you and your borrowing needs.

We research the market including options that are not available on the high street to match your particular needs with lending options.

We present you with our findings, residential mortgage options, and explain in detail the pros and cons of each option. We answer any questions you may have.

We’re here to offer advice, support, and help all the way through the process to your final decision.

We complete all of the paperwork for you and manage all the communications with the lender so that you don’t have to, and we’ll help you answer any additional queries.

We keep in touch for as long as you need support. Our after-sales care is second to none, and we know that you may have some questions afterward. So we’re here for as long as you need our advice.

Equity Release Mortgages are Regulated by the Financial Conduct Authority

Key information about Equity Release Borrowing

You might want to make home improvements, help your children buy their first home, or increase your retirement income. The choice of how you spend the money is up to you.

There are certain criteria, but you can move house and take your lifetime mortgage with you

You can stay in your home until you die or move into long term care

You can choose to make repayments if you wish of either the interest, the capital, or both


Taking out a lifetime mortgage could affect any means-tested benefits that you claim

Typically interest rates for this type of equity release are higher than conventional residential mortgages

Your beneficiaries will recieve less in your estate once your mortgage has been repaid

If you gift money to loved ones they may be left with an inheritance tax bill after you die. The 7 year rule may apply

The interest on your mortgage will continue to build up over the course of your agreement. This may not be the cheapest way to borrow money

What People Say About Us

Client Testimonials