Blog

Are You Ready To Remortgage?

Are You Ready To Remortgage?

There are a few reasons why you may want to remortgage your property and these depend on what you would be looking to achieve from switching your mortgage to another lender or, as an alternative, securing a better deal with your current lender. If you’re coming...

What Is LTV?

What Is LTV?

LTV stands for loan-to-value, this is the size of your mortgage in relation to the value of the property you may want to purchase. For example, if you had a mortgage of £300,000 and you were buying a property that costs £400,000, your LTV could be 75%. This means that...

Do You Know All There Is To Know About Mortgages?

Do You Know All There Is To Know About Mortgages?

Whether you are a first-time buyer, moving home, remortgaging, buying to let or just looking for some mortgage advice, Liddle Perrett are here to help – so let’s get started with your mortgage! Buying your first home is one of the most exciting things you will...

Could Your Savings Reduce Mortgage Costs?

Could Your Savings Reduce Mortgage Costs?

Throughout our life we may go down the route of potentially borrowing money, most of us will may also borrow money against a property at some stage. This could be to buy a property, but there are many other reasons to take out a mortgage, this may include home...

Need Advice On Your Interest-Only Mortgage Issues?

Need Advice On Your Interest-Only Mortgage Issues?

Sometimes it can feel like you’re coming up to a financial brick wall in terms of your mortgage issues. With this in mind, the best advice is to actually go out and seek advice on your possible mortgage issues! If you’re worried about not being able to potentially pay...

Mortgage Question Time

Mortgage Question Time

To begin the process of how much a mortgage lender may offer you, the lender will look at your current income and outgoings. Focusing on, amongst other things, long term commitments to things like childcare, to ascertain whether you can afford an interest rate....